PM Vishwakarma is a central scheme of the Ministry of Micro, Small and Medium Enterprises for traditional artisans and craftspeople. It gives recognition, skill training, a toolkit grant, collateral-free loans at a concessional rate, a digital transaction incentive and marketing support.
The official portal says the target of 30 lakh registrations was already achieved in September 2025. Before you apply, check on the portal or at a CSC whether new registrations are open in your area.
Key details
| Particular | Detail |
|---|---|
| Ministry | Ministry of Micro, Small and Medium Enterprises, Government of India |
| Recognition | PM Vishwakarma certificate and ID card |
| Training | Basic training 5-7 days (40 hours); optional advanced training 15 days (120 hours); stipend Rs 500 per day |
| Toolkit incentive | Rs 15,000 grant |
| Loan | Collateral-free: Rs 1 lakh (first tranche, 18 months) and Rs 2 lakh (second tranche, 30 months) |
| Interest | 5% charged to the beneficiary; interest subvention up to 8% paid by MoMSME; credit guarantee fee borne by Government of India |
| Digital incentive | Re 1 per transaction, up to 100 transactions a month |
| Age | Minimum 18 years on the date of registration |
Who is eligible
An artisan or craftsperson working with hands and tools, self-employed in the unorganised sector, in one of 18 family-based traditional trades: carpenter (suthar), boat maker, armourer, blacksmith (lohar), hammer and tool kit maker, locksmith, sculptor / stone breaker, goldsmith (sunar), potter (kumhaar), cobbler / footwear artisan, mason (raajmistri), basket / mat / broom maker / coir weaver, traditional doll and toy maker, barber (naai), garland maker (malakaar), washerman (dhobi), tailor (darzi) and fishing net maker.
Only one member of a family (husband, wife and unmarried children) can register. People who took a loan under similar central or state self-employment schemes such as PMEGP, PM SVANidhi or Mudra in the past 5 years are not eligible. Government employees and their family members are not eligible.
How to register
- Visit pmvishwakarma.gov.in and read the scheme guidelines and FAQ
- Check the eligibility rules and the 18 trades listed above
- The portal has separate logins for applicants and Common Service Centres (CSC); ask your nearest CSC whether new registration is open
- Keep your Aadhaar, mobile number and bank details ready if registration is open
Reader guidance
Registration under PM Vishwakarma is free. Do not pay anyone who promises a loan or toolkit in return for money. ResultAndScheme.com publishes original summaries and is not a government office.
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