GOVERNMENT SCHEME · VERIFIED
PMSBY and PMJJBY 2026 – ₹2 Lakh Jan Suraksha Insurance
Content review: 21 August 2026
Short Information: Low-cost accident (PMSBY) and life (PMJJBY) insurance via banks.
| Field | Complete Details |
|---|---|
| Status | ONGOING · Jan Suraksha (11 years in 2026) |
| Benefit | PMSBY: ₹2 lakh accident cover ~₹20/year. PMJJBY: ₹2 lakh life cover ~₹436/year (age bands apply). |
| Who Can Apply | Bank account holders in eligible age groups with debit consent. |
| Important Dates | Annual renewable. |
| Documents | Bank account, Aadhaar, nomination. |
| How to Apply / Approach | 1) Bank branch/net banking 2) Enrol consent 3) Auto-debit premium |
| Official Portal | Your bank branch |
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