GOVERNMENT SCHEME · VERIFIED
PM Jan Dhan Yojana PMJDY 2026 – Zero Balance Account
Content review: 21 August 2026
Short Information: Financial inclusion zero-balance bank account with RuPay card benefits.
| Field | Complete Details |
|---|---|
| Status | ONGOING · ~58.9 crore accounts (Aug 2026) |
| Benefit | Zero-balance savings account, RuPay debit card, scheme-linked benefits as notified. |
| Who Can Apply | Indian resident needing a basic bank account. |
| Important Dates | Open anytime. |
| Documents | Aadhaar, photo, address KYC as bank requires. |
| How to Apply / Approach | 1) Bank branch / BC point 2) PMJDY form 3) KYC 4) Passbook & RuPay card |
| Official Portal | Participating banks · pmjdy information |
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